The Kyoei Fire and Marine Insurance
The Kyoei Fire and Marine Insurance Company,Limited
Company highlights
The company has paid a dividend for 9 consecutive years.
Key figures
Period Apr 2025 to Mar 2026
Company profile
Tables scroll sideways
Disclosed data
Business activities and revenue composition
Revenue and profit by business segment
Disclosed segments (business divisions used in reporting): one
Revenue and profit
Amounts by account
| Group | Account | Amount | Consolidated / Non-consolidated |
|---|---|---|---|
| Profit by stage | Ordinary income | ¥1.2 billion | Parent only |
Performance, financial position and capital allocation
The Kyoei Fire and Marine Insurance
Long-term revenue, profit and asset trends
Period 2013 to 2026Source Annual securities reportsDisclosed
The Kyoei Fire and Marine Insurance
Recent performance trends
Source Annual securities reports
Year-on-year comparison
| Item | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Ordinary income (loss) | ¥10.5B | ¥1.1B | ¥11.2B | ¥3.8B | ¥1.2B |
| Change from prior year | +80.8% | -89.8% | +948.4% | -66.3% | -68.3% |
The Kyoei Fire and Marine Insurance
Earnings and net assets per share over time
Unit yenSource Annual securities reports
The Kyoei Fire and Marine Insurance
Return on equity over time
Unit %Source Annual securities reports
Parent only indicators (22 items)
| Item | 4 years ago | 3 years ago | 2 years ago | Last year | This year |
|---|---|---|---|---|---|
| Net premiums written | ¥170.1 billion | ¥172.8 billion | ¥174.6 billion | ¥185.0 billion | ¥203.0 billion |
| Ordinary income (loss) | ¥10.5 billion | ¥1.1 billion | ¥11.2 billion | ¥3.8 billion | ¥1.2 billion |
| Net income (loss) | ¥6.9 billion | ¥0.7 billion | ¥7.6 billion | ¥3.3 billion | ¥1.1 billion |
| Net loss ratio | 56.8% | 61.5% | 60.9% | 61.5% | 60.7% |
| Net expense ratio | 37.9% | 38.3% | 38.5% | 38.3% | 37.0% |
| Interest and dividend income | ¥8.0 billion | ¥7.5 billion | ¥8.2 billion | ¥8.6 billion | ¥10.4 billion |
| Yield on investment assets (income yield) | 1.7% | 1.6% | 1.9% | 2.0% | 2.5% |
| Yield on investment assets (realized yield) | 1.9% | 1.8% | 2.4% | 3.0% | 3.5% |
| Capital stock | ¥52.5 billion | ¥52.5 billion | ¥52.5 billion | ¥52.5 billion | ¥52.5 billion |
| Total number of issued shares (common stock) | 293,452 shares | 293,452 shares | 293,452 shares | 293,452 shares | 293,452 shares |
| Net assets | ¥127.5 billion | ¥128.7 billion | ¥152.4 billion | ¥145.6 billion | ¥151.8 billion |
| Total assets | ¥586.0 billion | ¥565.6 billion | ¥571.2 billion | ¥553.9 billion | ¥579.5 billion |
| Net assets per share | 434,707.48 yen | 438,679.08 yen | 528,081.61 yen | 500,455.13 yen | 522,079.13 yen |
| Dividend per share | 2,800 yen | 2,800 yen | 3,200 yen | 3,200 yen | 3,200 yen |
| Basic earnings (loss) per share | 23,616.4 yen | 2,228.9 yen | 26,100.22 yen | 11,460.72 yen | 3,842.59 yen |
| Equity-to-asset ratio | 21.8% | 22.8% | 26.7% | 26.3% | 26.2% |
| Return on equity | 5.4% | 0.5% | 5.4% | 2.2% | 0.8% |
| Payout ratio | 11.9% | 125.6% | 12.3% | 27.9% | 83.3% |
| Net cash provided by (used in) operating activities | ¥-3.3 billion | ¥-21.0 billion | ¥-13.8 billion | ¥-8.9 billion | ¥12.5 billion |
| Net cash provided by (used in) investing activities | ¥11.3 billion | ¥16.1 billion | ¥14.2 billion | ¥14.4 billion | ¥14.00 million |
| Net cash provided by (used in) financing activities | ¥-0.4 billion | ¥-0.8 billion | ¥-2.1 billion | ¥-0.3 billion | ¥-0.9 billion |
| Cash and cash equivalents | ¥32.8 billion | ¥27.0 billion | ¥25.3 billion | ¥30.4 billion | ¥42.0 billion |
Dividend history
| Fiscal year | Annual dividend per share | Of which interim | Payout ratio (as reported, parent only) | Flag |
|---|---|---|---|---|
| FY ending 3/2026 | ¥3,200 | Could not be retrieved | 83.3% | |
| FY ending 3/2025 | ¥3,200 | Could not be retrieved | 27.9% | |
| FY ending 3/2024 | ¥3,200 | Could not be retrieved | 12.3% | |
| FY ending 3/2023 | ¥2,800 | Could not be retrieved | 125.6% | |
| FY ending 3/2022 | ¥2,800 | Could not be retrieved | 11.9% | |
| FY ending 3/2021 | ¥1,400 | Could not be retrieved | 11.3% | |
| FY ending 3/2020 | ¥1,400 | Could not be retrieved | 19.0% | |
| FY ending 3/2019 | ¥1,400 | Could not be retrieved | 16.2% | |
| FY ending 3/2018 | ¥1,400 | Could not be retrieved | 11.3% |
The Kyoei Fire and Marine Insurance
Dividends per share over time
Unit yenSource Annual securities reports
Shareholder composition
Major shareholders
| Rank | Shareholder | Shareholding ratio | Shares held |
|---|---|---|---|
| 1 | 全国共済農業協同組合連合会 | 74.86% | 217,729 |
| 2 | 農林中央金庫 | 6.69% | 19,459 |
| 3 | 信金中央金庫 | 6.5% | 18,907 |
| 4 | 全国労働者共済生活協同組合連合会 | 1.03% | 3,000 |
| 5 | 全国共済水産業協同組合連合会 | 0.61% | 1,785 |
| 6 | 全国農業協同組合連合会 | 0.61% | 1,785 |
| 7 | 日本コープ共済生活協同組合連合会 | 0.61% | 1,785 |
| 8 | 株式会社きらぼし銀行 | 0.61% | 1,785 |
| 9 | 積水ハウス株式会社 | 0.61% | 1,785 |
| 10 | 大和ハウス工業株式会社 | 0.61% | 1,785 |
| 11 | 前田建設工業株式会社 | 0.61% | 1,785 |
| 12 | 富国生命保険相互会社 | 0.61% | 1,785 |
Revenue scale in the same industry
Revenue of this company: not retrieved (no comparison)
Workforce information
Administrative filings and published information
Workplace information filings
| Item | Value |
|---|---|
| Employees | 3,022 |
| Average monthly overtime (statutory overtime plus work on statutory days off) |
7.6 hours |
| Annual paid leave taken |
62% |
| Childcare leave taken, men |
73.9% |
| Share of managers who are women | 14.5% |
Greenhouse gas emissions
| Category | Emissions |
|---|---|
| 特定事業所排出者 | 5,210 t-CO2 |
Audit and disclosure information
| Item | Value |
|---|---|
| Audit firm | EY新日本有限責任監査法人 |
| Going concern note | Cannot be determined |
| Accounting standard | Japanese GAAP |
Related books, articles and videos
Sources and methodology
Retrieved disclosed figures
Major management indicators (5 years) (22 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Dividend per share | 3,200 yen | Parent only |
| Interest and dividend income | ¥10.4 billion | Parent only |
| Net cash provided by (used in) operating activities | ¥12.5 billion | Parent only |
| Net income (loss) | ¥1.1 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥14.00 million | Parent only |
| Net expense ratio | 37.0% | Parent only |
| Net premiums written | ¥203.0 billion | Parent only |
| Net loss ratio | 60.7% | Parent only |
| Cash and cash equivalents | ¥42.0 billion | Parent only |
| Total number of issued shares (common stock) | 293,452 shares | Parent only |
| Net assets | ¥151.8 billion | Parent only |
| Ordinary income (loss) | ¥1.2 billion | Parent only |
| Total assets | ¥579.5 billion | Parent only |
| Return on equity | 0.8% | Parent only |
| Equity-to-asset ratio | 26.2% | Parent only |
| Net cash provided by (used in) financing activities | ¥-0.9 billion | Parent only |
| Capital stock | ¥52.5 billion | Parent only |
| Yield on investment assets (realized yield) | 3.5% | Parent only |
| Yield on investment assets (income yield) | 2.5% | Parent only |
| Payout ratio | 83.3% | Parent only |
| Basic earnings (loss) per share | 3,842.59 yen | Parent only |
| Net assets per share | 522,079.13 yen | Parent only |
Accounts unique to this company (4 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Revenue | 0.0973 | Parent only |
| Revenue | -0.6829 | Parent only |
| Revenue | -0.6641 | Parent only |
| Revenue | 0.2162 | Parent only |
Employees (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of employees | 2,636 people | Parent only |
Shares (2 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of shares held | 273,375 shares | Consolidated |
| Shareholding ratio | 94.0% | Consolidated |
Balance sheet (71 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥4.4 billion | Parent only |
| Other securities assets ins | ¥14.0 billion | Parent only |
| Other retained earnings | ¥28.8 billion | Parent only |
| Valuation difference on available-for-sale securities | ¥58.8 billion | Parent only |
| Other liabilities liabilities ins | ¥24.5 billion | Parent only |
| Other assets | ¥37.5 billion | Parent only |
| Other, net | ¥2.3 billion | Parent only |
| Software | ¥2.0 billion | Parent only |
| General loans assets ins | ¥0.2 billion | Parent only |
| Agency accounts receivable assets ins | ¥18.6 billion | Parent only |
| Suspense receipt | ¥9.2 billion | Parent only |
| Suspense payments assets ins | ¥4.2 billion | Parent only |
| Reserve for price fluctuation | ¥5.8 billion | Parent only |
| Reserve for insurance policy liabilities liabilities ins | ¥388.4 billion | Parent only |
| Policy loans assets ins | ¥0.2 billion | Parent only |
| Coinsurance accounts payable liabilities ins | ¥0.4 billion | Parent only |
| Coinsurance accounts receivable assets ins | ¥0.4 billion | Parent only |
| Reinsurance accounts payable liabilities ins | ¥5.8 billion | Parent only |
| Reinsurance accounts receivable assets ins | ¥5.0 billion | Parent only |
| Deferred tax liabilities for land revaluation | ¥2.7 billion | Parent only |
| Retained earnings | ¥32.8 billion | Parent only |
| Legal retained earnings | ¥4.0 billion | Parent only |
| Prepaid pension cost | ¥3.4 billion | Parent only |
| Government bonds assets ins | ¥97.9 billion | Parent only |
| Land | ¥26.5 billion | Parent only |
| Revaluation reserve for land | ¥-4.1 billion | Parent only |
| Local government bonds assets ins | ¥6.8 billion | Parent only |
| Foreign reinsurance accounts payable liabilities ins | ¥1.8 billion | Parent only |
| Foreign reinsurance accounts receivable assets ins | ¥2.3 billion | Parent only |
| Foreign securities | ¥81.3 billion | Parent only |
| Buildings, net | ¥13.5 billion | Parent only |
| Construction in progress | ¥0.5 billion | Parent only |
| Provision for directors' retirement benefits | ¥0.2 billion | Parent only |
| Outstanding claims | ¥76.2 billion | Parent only |
| Securities | ¥428.6 billion | Parent only |
| Property, plant and equipment | ¥42.8 billion | Parent only |
| Accrued premiums assets ins | ¥0.5 billion | Parent only |
| Accrued income | ¥0.8 billion | Parent only |
| Accounts receivable-other | ¥4.7 billion | Parent only |
| Income taxes payable | ¥0.6 billion | Parent only |
| Accounts payable - other | ¥5.8 billion | Parent only |
| Shareholders' equity | ¥97.1 billion | Parent only |
| Shares | ¥134.3 billion | Parent only |
| Accumulated depreciation | ¥-55.8 billion | Parent only |
| Intangible assets | ¥6.4 billion | Parent only |
| Reserves under the special laws1 | ¥5.8 billion | Parent only |
| Special reserve | ¥4.0 billion | Parent only |
| Cash | ¥3.00 million | Parent only |
| Cash and cash equivalents | ¥42.0 billion | Parent only |
| Cash and deposits assets ins | ¥42.5 billion | Parent only |
| Bonds payable | ¥94.4 billion | Parent only |
| Net assets | ¥151.8 billion | Parent only |
| Net assets | ¥151.8 billion | Parent only |
| Total assets | ¥579.5 billion | Parent only |
| Deferred tax assets | ¥17.9 billion | Parent only |
| Retained earnings brought forward | ¥24.8 billion | Parent only |
| Treasury stock | ¥-0.7 billion | Parent only |
| Valuation and translation adjustments | ¥54.7 billion | Parent only |
| Liabilities | ¥427.6 billion | Parent only |
| Liabilities and net assets | ¥579.5 billion | Parent only |
| Provision for responaibility | ¥312.2 billion | Parent only |
| Loans | ¥0.4 billion | Parent only |
| Allowance for doubtful accounts | ¥-57.00 million | Parent only |
| Capital surplus | ¥12.6 billion | Parent only |
| Legal capital surplus | ¥12.6 billion | Parent only |
| Capital stock | ¥52.5 billion | Parent only |
| Asset retirement obligations | ¥0.4 billion | Parent only |
| Provision for retirement benefits | ¥6.1 billion | Parent only |
| Deposits received | ¥0.4 billion | Parent only |
| Cash segregated as deposits | ¥0.8 billion | Parent only |
| Deposits assets ins | ¥42.5 billion | Parent only |
Statement of income (55 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other other operating expenses oeins | ¥95.00 million | Parent only |
| Other underwriting income oiins | ¥6.00 million | Parent only |
| Other underwriting expenses oeins | ¥0.1 billion | Parent only |
| Other income | ¥0.8 billion | Parent only |
| Other expenses | ¥97.00 million | Parent only |
| Other investment income oiins | ¥0 | Parent only |
| Other investment expenses | ¥92.00 million | Parent only |
| Provision of reserve for price fluctuation | ¥0.2 billion | Parent only |
| Underwriting income oiins | ¥205.5 billion | Parent only |
| Underwriting expenses oeins | ¥182.4 billion | Parent only |
| Interest and dividend income | ¥10.4 billion | Parent only |
| Dividends from surplus | ¥-0.9 billion | Parent only |
| Premiums of saving type insurance oiins | ¥0.2 billion | Parent only |
| Net cash provided by (used in) operating activities | ¥12.5 billion | Parent only |
| Operating,general and administrative expenses | ¥34.8 billion | Parent only |
| Loss on disposal of noncurrent assets | ¥0.2 billion | Parent only |
| Gain on sale of fixed assets | ¥76.00 million | Parent only |
| Revaluation reserve for land | ¥0.1 billion | Parent only |
| Dividends to policyholders oeins | ¥3.00 million | Parent only |
| Net income (loss) | ¥1.1 billion | Parent only |
| Net income (loss) | ¥1.1 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥14.00 million | Parent only |
| Loss adjustment expenses oeins | ¥11.2 billion | Parent only |
| Provision of outstanding claims | ¥8.0 billion | Parent only |
| Interest expenses | ¥0 | Parent only |
| Loss on redemption of seciritues | ¥6.00 million | Parent only |
| Loss on sales of securities | ¥1.5 billion | Parent only |
| Gain on sale of securities | ¥5.6 billion | Parent only |
| Net premiums written | ¥203.0 billion | Parent only |
| Net loss paid oeins | ¥112.0 billion | Parent only |
| Income taxes current nonconsolidated ins | ¥0.1 billion | Parent only |
| Income taxes | ¥-0.9 billion | Parent only |
| Income taxes - deferred | ¥-1.0 billion | Parent only |
| Impairment loss | ¥0.7 billion | Parent only |
| Maturity refunds to policyholders oeins | ¥4.4 billion | Parent only |
| Foreign exchange gains | ¥4.00 million | Parent only |
| Foreign exchange gains | ¥0 | Parent only |
| Extraordinary income | ¥76.00 million | Parent only |
| Extraordinary loss | ¥1.0 billion | Parent only |
| Provision of reserves under the special laws | ¥0.2 billion | Parent only |
| Net increase (decrease) in cash and cash equivalents | ¥11.6 billion | Parent only |
| Income (loss) before income taxes | ¥0.2 billion | Parent only |
| Income (loss) before income taxes | ¥0.2 billion | Parent only |
| Investment income from saving type insurance oiins | ¥2.3 billion | Parent only |
| Income credited to saving type insurance oiins | ¥-2.3 billion | Parent only |
| Ordinary income | ¥1.2 billion | Parent only |
| Ordinary revenue | ¥220.1 billion | Parent only |
| Operating expenses ins | ¥218.9 billion | Parent only |
| Commissions and collection fees oeins | ¥41.3 billion | Parent only |
| Net cash provided by (used in) financing activities | ¥-0.9 billion | Parent only |
| Provision of policy reserve | ¥5.3 billion | Parent only |
| Bad debts expenses | ¥0 | Parent only |
| Investment income | ¥13.8 billion | Parent only |
| Investment expenses | ¥1.6 billion | Parent only |
| Net derivative financial instruments gain oiins | ¥15.00 million | Parent only |
Statement of changes in equity (2 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Total changes during the period | ¥6.3 billion | Parent only |
| Net changes in items other than shareholders' equity | ¥6.0 billion | Parent only |
Statement of cash flows (32 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥30.00 million | Parent only |
| Other | ¥15.00 million | Parent only |
| Increase decrease in other investing and financing activities liabilities ope cfins | ¥4.9 billion | Parent only |
| Decrease increase in other investing and financing activities assets ope cfins | ¥-3.9 billion | Parent only |
| Increase decrease in reserve for price fluctuation ope cfins | ¥0.2 billion | Parent only |
| Interest expenses paid | ¥-0 | Parent only |
| Interest and dividends income received | ¥10.7 billion | Parent only |
| Interest and dividend income | ¥-10.4 billion | Parent only |
| Total of net cash provided by used in operating activities and investment transactions inv cfins | ¥18.2 billion | Parent only |
| Subtotal | ¥2.7 billion | Parent only |
| Increase decrease in provision for directors retirement benefits | ¥10.00 million | Parent only |
| Increase (decrease) in outstanding claims | ¥8.0 billion | Parent only |
| Interest expenses | ¥0 | Parent only |
| Purchase of short term investment securities | ¥-36.1 billion | Parent only |
| Proceeds from sales and redemption of securities inv cfins | ¥41.0 billion | Parent only |
| Loss gain related to securities ope cfins | ¥-4.2 billion | Parent only |
| Purchase of property plant and equipment | ¥-2.4 billion | Parent only |
| Proceeds from sales of property plant and equipment | ¥0.3 billion | Parent only |
| Loss gain related to property plant and equipment ope cfins | ¥-24.00 million | Parent only |
| Income taxes refund (paid) | ¥-0.8 billion | Parent only |
| Depreciation | ¥2.5 billion | Parent only |
| Impairment loss | ¥0.7 billion | Parent only |
| Foreign exchange loss (gain) | ¥-0 | Parent only |
| Purchase of intangible assets | ¥-3.5 billion | Parent only |
| Increase (decrease) in policy reserve | ¥5.3 billion | Parent only |
| Payments of loans receivable | ¥-48.00 million | Parent only |
| Collection of loans receivable | ¥0.1 billion | Parent only |
| Increase (decrease) in allowance for doubtful accounts | ¥-0 | Parent only |
| Total of net cash provided by used in investment transactions inv cfins | ¥5.7 billion | Parent only |
| Accrued pension cost | ¥-0.6 billion | Parent only |
| Dividends | ¥-0.9 billion | Parent only |
| Net decrease (increase) in time deposits | ¥0.7 billion | Parent only |
Basic indicators
| Item | Value | Consolidated / Non-consolidated | Source |
|---|---|---|---|
| Net cash provided by (used in) operating activities | ¥12.5 billion | Parent only | Disclosed |
| Dividend per share | 3,200 | Parent only | Disclosed |
| Number of employees | 2,636 | Parent only | Disclosed |
| Net assets | ¥151.8 billion | Parent only | Disclosed |
| Ordinary income | ¥1.2 billion | Parent only | Disclosed |
| Total assets | ¥579.5 billion | Parent only | Disclosed |
| Operating margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Net margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Sales per employee | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Total asset turnover | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Net assets to total assets | 26.2% | Parent only | Calculated |