POCKET CARD
POCKET CARD CO., LTD.
Company highlights
The company has paid a dividend for 7 consecutive years.
Key figures
Period Mar 2025 to Feb 2026
Company profile
Tables scroll sideways
Disclosed data
Business activities and revenue composition
Revenue and profit by business segment
Disclosed segments (business divisions used in reporting): one
Revenue and profit
Amounts by account
| Group | Account | Amount | Consolidated / Non-consolidated |
|---|---|---|---|
| Selling, general and administrative expenses | Sales commission | ¥9.3 billion | Parent only |
| Provision of allowance for doubtful accounts | ¥7.5 billion | Parent only | |
| Other | ¥3.7 billion | Parent only | |
| Repair expenses | ¥2.2 billion | Parent only | |
| Taxes and dues | ¥2.2 billion | Parent only | |
| Communication expenses | ¥1.3 billion | Parent only | |
| Depreciation | ¥1.2 billion | Parent only | |
| Advertising expenses | ¥1.1 billion | Parent only | |
| Provision for point card certificates | ¥0.3 billion | Parent only | |
| Provision for loss on interest repayment | ¥0.1 billion | Parent only | |
| Retirement benefit expenses | ¥98.00 million | Parent only | |
| Provision for directors' bonuses | ¥24.00 million | Parent only | |
| Profit by stage | Operating income | ¥5.7 billion | Parent only |
| Ordinary income | ¥5.6 billion | Parent only |
POCKET CARD
Selling, general and administrative expenses
Period Mar 2025 to Feb 2026Source Annual securities reports
- Sales commission ¥9.3 billion
- Provision of allowance for doubtful accounts ¥7.5 billion
- Other ¥3.7 billion
- Repair expenses ¥2.2 billion
- Taxes and dues ¥2.2 billion
- Communication expenses ¥1.3 billion
Performance, financial position and capital allocation
Long-term changes in performance
POCKET CARD
Long-term revenue, profit and asset trends
Period 2013 to 2026Source Annual securities reportsDisclosed
POCKET CARD
Recent performance trends
Source Annual securities reports
Year-on-year comparison
| Item | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Operating revenue | ¥37.2B | ¥37.7B | ¥38.9B | ¥40.7B | ¥42.5B |
| Year on year (%) | -3.2% | +1.3% | +3.1% | +4.7% | +4.3% |
| Ordinary income (loss) | ¥7.0B | ¥7.9B | ¥8.3B | ¥7.7B | ¥5.6B |
| Change from prior year | +24.7% | +13.1% | +5.6% | -7.2% | -27.1% |
| Ordinary income (loss) as a share of Operating revenue | 18.7% | 20.9% | 21.4% | 19.0% | 13.3% |
| Change (percentage points) | +4.2 points◆ | +2.2 points◆ | +0.5 points | -2.4 points◆ | -5.7 points◆ |
Fiscal periods marked for changes
Earlier fiscal periods (6)
- 2014Ordinary income (loss) as a share of revenue +5.1 points
- 2018Ordinary income (loss) as a share of revenue +3.0 points
- 2019Ordinary income (loss) as a share of revenue +6.7 points
- 2020Ordinary income (loss) as a share of revenue +2.7 points
- 2021Ordinary income (loss) as a share of revenue -8.8 points
- 2022Ordinary income (loss) as a share of revenue +4.2 points
- 2023Ordinary income (loss) as a share of revenue +2.2 points
- 2025Ordinary income (loss) as a share of revenue -2.4 points
- 2026Ordinary income (loss) as a share of revenue -5.7 points
POCKET CARD
Earnings and net assets per share over time
Unit yenSource Annual securities reports
POCKET CARD
Return on equity over time
Unit %Source Annual securities reports
Parent only indicators (18 items)
| Item | 4 years ago | 3 years ago | 2 years ago | Last year | This year |
|---|---|---|---|---|---|
| Operating revenue | ¥37.2 billion | ¥37.7 billion | ¥38.9 billion | ¥40.7 billion | ¥42.5 billion |
| Ordinary income (loss) | ¥7.0 billion | ¥7.9 billion | ¥8.3 billion | ¥7.7 billion | ¥5.6 billion |
| Net income (loss) | ¥5.2 billion | ¥5.4 billion | ¥5.7 billion | ¥5.3 billion | ¥4.0 billion |
| Capital stock | ¥14.4 billion | ¥14.4 billion | ¥14.4 billion | ¥14.4 billion | ¥14.4 billion |
| Total number of issued shares (common stock) | 560 shares | 560 shares | 560 shares | 560 shares | 560 shares |
| Net assets | ¥56.6 billion | ¥58.8 billion | ¥61.3 billion | ¥64.1 billion | ¥65.6 billion |
| Total assets | ¥272.3 billion | ¥288.7 billion | ¥302.3 billion | ¥322.4 billion | ¥332.0 billion |
| Net assets per share | 125,714,045.53 yen | 130,762,599.4 yen | 136,134,273.65 yen | 142,399,921.93 yen | 145,868,577.65 yen |
| Dividend per share | 5,832,004 yen | 6,043,439 yen | 6,383,023 yen | 5,938,054 yen | 4,422,272 yen |
| Interim dividend per share | 2,411,182 yen | 3,207,791 yen | 4,558,723 yen | 3,786,159 yen | 3,223,991 yen |
| Basic earnings (loss) per share | 11,664,006.1 yen | 12,086,874.75 yen | 12,766,045.24 yen | 11,876,107.28 yen | 8,844,541.71 yen |
| Equity-to-asset ratio | 20.8% | 20.4% | 20.3% | 19.9% | 19.8% |
| Return on equity | 9.6% | 9.4% | 9.6% | 8.5% | 6.1% |
| Payout ratio | 50.0% | 50.0% | 50.0% | 50.0% | 50.0% |
| Net cash provided by (used in) operating activities | ¥4.6 billion | ¥-9.6 billion | ¥-8.9 billion | ¥-16.9 billion | ¥-6.0 billion |
| Net cash provided by (used in) investing activities | ¥-1.0 billion | ¥-0.7 billion | ¥-1.1 billion | ¥-1.6 billion | ¥-2.1 billion |
| Net cash provided by (used in) financing activities | ¥-2.8 billion | ¥11.0 billion | ¥9.6 billion | ¥18.4 billion | ¥9.0 billion |
| Cash and cash equivalents | ¥6.2 billion | ¥6.9 billion | ¥6.4 billion | ¥6.3 billion | ¥7.3 billion |
Dividend history
| Fiscal year | Annual dividend per share | Of which interim | Payout ratio (as reported, parent only) | Flag |
|---|---|---|---|---|
| FY ending 2/2026 | ¥4,422,272 | ¥3,223,991 | 50.0% | |
| FY ending 2/2025 | ¥5,938,054 | ¥3,786,159 | 50.0% | |
| FY ending 2/2024 | ¥6,383,023 | ¥4,558,723 | 50.0% | |
| FY ending 2/2023 | ¥6,043,439 | ¥3,207,791 | 50.0% | |
| FY ending 2/2022 | ¥5,832,004 | ¥2,411,182 | 50.0% | |
| FY ending 2/2021 | ¥4,169,503 | ¥3,525,130 | 50.0% | |
| FY ending 2/2020 | ¥6,985,578 | ¥3,212,755 | 50.0% | |
| FY ending 2/2019 | ¥9,707,698 | Could not be retrieved | 81.4% | Stock split or share consolidation noted |
| FY 2018 | Could not be retrieved | Could not be retrieved | Could not be retrieved | |
| FY ending 2/2017 | ¥10 | ¥5 | 34.9% | |
| FY ending 2/2016 | ¥10 | ¥5 | 46.5% | |
| FY ending 2/2015 | ¥10 | ¥5 | 35.6% | |
| FY ending 2/2014 | ¥8.5 | ¥4.25 | 24.3% | |
| FY ending 2/2013 | ¥8.5 | ¥4.25 | 25.2% |
POCKET CARD
Dividends per share over time
Unit yenSource Annual securities reports
Shareholder composition
Major shareholders
| Rank | Shareholder | Shareholding ratio | Shares held |
|---|---|---|---|
| 1 | ㈱PCH | 46.0% | 207 |
| 2 | ㈱ファミリーマート | 34.0% | 153 |
| 3 | ㈱三井住友銀行 | 20.0% | 90 |
Revenue scale in the same industry
Revenue of this company: not retrieved (no comparison)
Workforce information
Administrative filings and published information
Workplace information filings
| Item | Value |
|---|---|
| Employees | 563 |
| Average monthly overtime (statutory overtime plus work on statutory days off) |
6.3 hours |
| Annual paid leave taken |
77.9% |
| Share of managers who are women | 18.2% |
Audit and disclosure information
| Item | Value |
|---|---|
| Audit firm | 有限責任監査法人トーマツ |
| Going concern note | Cannot be determined |
| Accounting standard | Japanese GAAP |
Related books, articles and videos
Sources and methodology
Retrieved disclosed figures
Major management indicators (5 years) (18 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Dividend per share | 4,422,272 yen | Parent only |
| Operating revenue | ¥42.5 billion | Parent only |
| Net cash provided by (used in) operating activities | ¥-6.0 billion | Parent only |
| Net income (loss) | ¥4.0 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥-2.1 billion | Parent only |
| Cash and cash equivalents | ¥7.3 billion | Parent only |
| Total number of issued shares (common stock) | 560 shares | Parent only |
| Net assets | ¥65.6 billion | Parent only |
| Ordinary income (loss) | ¥5.6 billion | Parent only |
| Total assets | ¥332.0 billion | Parent only |
| Return on equity | 6.1% | Parent only |
| Equity-to-asset ratio | 19.8% | Parent only |
| Net cash provided by (used in) financing activities | ¥9.0 billion | Parent only |
| Capital stock | ¥14.4 billion | Parent only |
| Payout ratio | 50.0% | Parent only |
| Interim dividend per share | 3,223,991 yen | Parent only |
| Basic earnings (loss) per share | 8,844,541.71 yen | Parent only |
| Net assets per share | 145,868,577.65 yen | Parent only |
Employees (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of employees | 404 people | Parent only |
Other disclosed items (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Average number of temporary employees | 157 people | Parent only |
Shares (2 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of shares held | 450 shares | Consolidated |
| Shareholding ratio | 100.0% | Consolidated |
Balance sheet (61 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥0.6 billion | Parent only |
| Other | ¥0.4 billion | Parent only |
| Other | ¥4.0 billion | Parent only |
| Other | ¥0.3 billion | Parent only |
| Commercial papers | ¥31.0 billion | Parent only |
| Software | ¥2.7 billion | Parent only |
| Reserve for loyalty awards credits | ¥0.3 billion | Parent only |
| General reserve | ¥24.3 billion | Parent only |
| Provision for loss on interest repayment | ¥2.7 billion | Parent only |
| Retained earnings | ¥52.0 billion | Parent only |
| Legal retained earnings | ¥0.5 billion | Parent only |
| Prepaid pension cost | ¥0.2 billion | Parent only |
| Prepaid expenses | ¥0.8 billion | Parent only |
| Accounts receivable installment | ¥303.7 billion | Parent only |
| Accounts receivable operating loans caspf | ¥19.8 billion | Parent only |
| Furniture and fixtures | ¥2.2 billion | Parent only |
| Equipment, net | ¥0.4 billion | Parent only |
| Non-current liabilities | ¥191.7 billion | Parent only |
| Non-current assets | ¥10.5 billion | Parent only |
| Buildings | ¥0.4 billion | Parent only |
| Buildings, net | ¥0.2 billion | Parent only |
| Construction in progress | ¥0.9 billion | Parent only |
| Provision for directors' bonuses | ¥24.00 million | Parent only |
| Investments and other assets | ¥6.0 billion | Parent only |
| Investment securities | ¥0.1 billion | Parent only |
| Property, plant and equipment | ¥1.4 billion | Parent only |
| Income taxes payable | ¥0.8 billion | Parent only |
| Accrued expenses | ¥0.4 billion | Parent only |
| Accounts payable - other | ¥2.6 billion | Parent only |
| Shareholders' equity | ¥65.6 billion | Parent only |
| Current liabilities | ¥74.7 billion | Parent only |
| Current assets | ¥321.6 billion | Parent only |
| Accumulated depreciation | ¥-1.8 billion | Parent only |
| Accumulated depreciation | ¥-0.2 billion | Parent only |
| Intangible assets | ¥3.0 billion | Parent only |
| Cash and cash equivalents | ¥7.3 billion | Parent only |
| Cash and deposits | ¥7.3 billion | Parent only |
| Bonds payable | ¥30.0 billion | Parent only |
| Net assets | ¥65.6 billion | Parent only |
| Net assets | ¥65.6 billion | Parent only |
| Total assets | ¥332.0 billion | Parent only |
| Deferred tax assets | ¥4.5 billion | Parent only |
| Retained earnings brought forward | ¥27.2 billion | Parent only |
| Treasury stock | ¥-16.4 billion | Parent only |
| Liabilities | ¥266.4 billion | Parent only |
| Liabilities and net assets | ¥332.0 billion | Parent only |
| Supplies | ¥0.4 billion | Parent only |
| Accounts payable - trade | ¥17.0 billion | Parent only |
| Allowance for doubtful accounts | ¥-14.4 billion | Parent only |
| Capital surplus | ¥15.7 billion | Parent only |
| Legal capital surplus | ¥15.7 billion | Parent only |
| Capital stock | ¥14.4 billion | Parent only |
| Provision for bonuses | ¥0.3 billion | Parent only |
| Provision for retirement benefits | ¥0.8 billion | Parent only |
| Long-term loans payable | ¥117.7 billion | Parent only |
| Long-term prepaid expenses | ¥0.6 billion | Parent only |
| Shares of subsidiaries and associates | ¥40.00 million | Parent only |
| Long term loans payable to subsidiaries and affiliates | ¥40.5 billion | Parent only |
| Current portion of bonds payable | ¥10.0 billion | Parent only |
| Current portion of long-term loans payable | ¥9.5 billion | Parent only |
| Current portion of long term loans payable to subsidiaries and affiliates | ¥2.4 billion | Parent only |
Accounts unique to this company (3 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Revenue | ¥37.2 billion | Parent only |
| Revenue | ¥1.1 billion | Parent only |
| Revenue | ¥1.2 billion | Parent only |
Statement of income (43 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥3.7 billion | Parent only |
| Other income | ¥2.3 billion | Parent only |
| Other | ¥0.6 billion | Parent only |
| Provision for point card certificates | ¥0.3 billion | Parent only |
| Repair expenses | ¥2.2 billion | Parent only |
| Provision for loss on interest repayment | ¥0.1 billion | Parent only |
| Dividends from surplus | ¥-2.4 billion | Parent only |
| Operating income | ¥5.7 billion | Parent only |
| Operating revenue | ¥42.5 billion | Parent only |
| Non-operating income | ¥30.00 million | Parent only |
| Non-operating expenses | ¥77.00 million | Parent only |
| Net cash provided by (used in) operating activities | ¥-6.0 billion | Parent only |
| Operating expenses | ¥36.8 billion | Parent only |
| Loss on retirement of non-current assets | ¥14.00 million | Parent only |
| Advertising expenses | ¥1.1 billion | Parent only |
| Net income (loss) | ¥4.0 billion | Parent only |
| Net income (loss) | ¥4.0 billion | Parent only |
| Provision for directors' bonuses | ¥24.00 million | Parent only |
| Employees salaries and bonuses oespf | ¥3.2 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥-2.1 billion | Parent only |
| Interest expenses | ¥1.5 billion | Parent only |
| Income taxes - current | ¥1.7 billion | Parent only |
| Income taxes | ¥1.6 billion | Parent only |
| Income taxes - deferred | ¥-79.00 million | Parent only |
| Depreciation | ¥1.2 billion | Parent only |
| Extraordinary loss | ¥14.00 million | Parent only |
| Effect of exchange rate change on cash and cash equivalents | ¥0 | Parent only |
| Net increase (decrease) in cash and cash equivalents | ¥1.0 billion | Parent only |
| Taxes and dues | ¥2.2 billion | Parent only |
| Income (loss) before income taxes | ¥5.6 billion | Parent only |
| Income (loss) before income taxes | ¥5.6 billion | Parent only |
| Ordinary income | ¥5.6 billion | Parent only |
| Financing revenue | ¥3.0 billion | Parent only |
| Net cash provided by (used in) financing activities | ¥9.0 billion | Parent only |
| Sales commission | ¥9.3 billion | Parent only |
| Selling, general and administrative expenses | ¥34.8 billion | Parent only |
| Provision of allowance for doubtful accounts | ¥7.5 billion | Parent only |
| Provision for bonuses | ¥0.3 billion | Parent only |
| Retirement benefit expenses | ¥98.00 million | Parent only |
| Communication expenses | ¥1.3 billion | Parent only |
| Financial expenses | ¥2.0 billion | Parent only |
| Miscellaneous income | ¥30.00 million | Parent only |
| Other | ¥77.00 million | Parent only |
Statement of changes in equity (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Total changes during the period | ¥1.6 billion | Parent only |
Statement of cash flows (23 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥-0.9 billion | Parent only |
| Other | ¥-6.00 million | Parent only |
| Net increase (decrease) in commercial paper | ¥-11.0 billion | Parent only |
| Increase decrease in provision for point card certificates | ¥-13.00 million | Parent only |
| Increase decrease in notes and accounts payable trade | ¥1.7 billion | Parent only |
| Increase (decrease) in provision for loss on interest repayment | ¥-0.4 billion | Parent only |
| Decrease increase in accounts receivable installment | ¥-8.7 billion | Parent only |
| Decrease increase in operating loans receivable | ¥1.3 billion | Parent only |
| Loss on retirement of non-current assets | ¥14.00 million | Parent only |
| Subtotal | ¥-3.7 billion | Parent only |
| Purchase of property plant and equipment | ¥-0.9 billion | Parent only |
| Income taxes paid | ¥-2.3 billion | Parent only |
| Depreciation | ¥1.2 billion | Parent only |
| Purchase of intangible assets | ¥-1.1 billion | Parent only |
| Redemption of bonds | ¥-10.0 billion | Parent only |
| Proceeds from issuance of bonds | ¥9.9 billion | Parent only |
| Increase (decrease) in allowance for doubtful accounts | ¥0.8 billion | Parent only |
| Accrued pension cost | ¥3.00 million | Parent only |
| Dividends | ¥-2.4 billion | Parent only |
| Proceeds from long term loans payable | ¥54.8 billion | Parent only |
| Repayment of long term loans payable | ¥-32.3 billion | Parent only |
| Purchase of shares of subsidiaries and associates | ¥-40.00 million | Parent only |
| Increase (decrease) in deposits | ¥-4.5 billion | Parent only |
Basic indicators
| Item | Value | Consolidated / Non-consolidated | Source |
|---|---|---|---|
| Net cash provided by (used in) operating activities | ¥-6.0 billion | Parent only | Disclosed |
| Dividend per share | 4,422,272 | Parent only | Disclosed |
| Number of employees | 404 | Parent only | Disclosed |
| Net assets | ¥65.6 billion | Parent only | Disclosed |
| Operating income | ¥5.7 billion | Parent only | Disclosed |
| Ordinary income | ¥5.6 billion | Parent only | Disclosed |
| Total assets | ¥332.0 billion | Parent only | Disclosed |
| Operating margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Net margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Sales per employee | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Total asset turnover | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Net assets to total assets | 19.8% | Parent only | Calculated |