The Mortgage Corporation of JAPAN
The Mortgage Corporation of JAPAN,Limited
Company highlights
The latest annual dividend per share is higher than the year before.
Key figures
Period Apr 2025 to Mar 2026
Company profile
Tables scroll sideways
Disclosed data
Business activities and revenue composition
Revenue and profit by business segment
Disclosed segments (business divisions used in reporting): one
Revenue and profit
Amounts by account
| Group | Account | Amount | Consolidated / Non-consolidated |
|---|---|---|---|
| Selling, general and administrative expenses | Salaries and allowances | ¥1.5 billion | Parent only |
| Depreciation | ¥1.4 billion | Parent only | |
| Retirement benefit expenses | ¥49.33 million | Parent only | |
| Profit by stage | Operating income | ¥1.3 billion | Parent only |
| Ordinary income | ¥1.2 billion | Parent only |
The Mortgage Corporation of JAPAN
Selling, general and administrative expenses
Period Apr 2025 to Mar 2026Source Annual securities reports
- Salaries and allowances ¥1.5 billion
- Depreciation ¥1.4 billion
- Retirement benefit expenses ¥0.0 billion
Performance, financial position and capital allocation
Long-term changes in performance
The Mortgage Corporation of JAPAN
Long-term revenue, profit and asset trends
Period 2013 to 2026Source Annual securities reportsDisclosed
The Mortgage Corporation of JAPAN
Recent performance trends
Source Annual securities reports
Year-on-year comparison
| Item | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Operating revenue | ¥7.3B | ¥8.4B | ¥10.4B | ¥10.7B | ¥11.4B |
| Year on year (%) | -4.2% | +15.7% | +23.5%◆ | +2.2% | +7.2% |
| Ordinary income (loss) | ¥0.9B | ¥1.6B | ¥2.6B | ¥1.0B | ¥1.2B |
| Change from prior year | -56.2% | +81.1% | +55.3% | -60.3% | +20.1% |
| Ordinary income (loss) as a share of Operating revenue | 12.5% | 19.5% | 24.5% | 9.5% | 10.7% |
| Change (percentage points) | -14.8 points◆ | +7.0 points◆ | +5.0 points◆ | -15.0 points◆ | +1.2 points |
Fiscal periods marked for changes
Earlier fiscal periods (7)
- 2015Ordinary income (loss) as a share of revenue -6.9 points
- 2016Operating revenue year on year +21.4%, Ordinary income (loss) as a share of revenue +5.3 points
- 2017Operating revenue year on year +31.8%, Ordinary income (loss) as a share of revenue +9.2 points
- 2018Ordinary income (loss) as a share of revenue -6.4 points
- 2019Ordinary income (loss) as a share of revenue -4.2 points
- 2021Ordinary income (loss) as a share of revenue +6.2 points
- 2022Ordinary income (loss) as a share of revenue -14.8 points
- 2023Ordinary income (loss) as a share of revenue +7.0 points
- 2024Operating revenue year on year +23.5%, Ordinary income (loss) as a share of revenue +5.0 points
- 2025Ordinary income (loss) as a share of revenue -15.0 points
The Mortgage Corporation of JAPAN
Earnings and net assets per share over time
Unit yenSource Annual securities reports
The Mortgage Corporation of JAPAN
Return on equity over time
Unit %Source Annual securities reports
Parent only indicators (18 items)
| Item | 4 years ago | 3 years ago | 2 years ago | Last year | This year |
|---|---|---|---|---|---|
| Operating revenue | ¥7.3 billion | ¥8.4 billion | ¥10.4 billion | ¥10.7 billion | ¥11.4 billion |
| Ordinary income (loss) | ¥0.9 billion | ¥1.6 billion | ¥2.6 billion | ¥1.0 billion | ¥1.2 billion |
| Net income (loss) | ¥0.6 billion | ¥1.1 billion | ¥1.8 billion | ¥0.7 billion | ¥0.8 billion |
| Capital stock | ¥1.0 billion | ¥1.0 billion | ¥1.0 billion | ¥1.0 billion | ¥1.0 billion |
| Total number of issued shares (common stock) | 40,000 shares | 40,000 shares | 40,000 shares | 40,000 shares | 40,000 shares |
| Net assets | ¥12.9 billion | ¥14.0 billion | ¥15.3 billion | ¥15.7 billion | ¥16.5 billion |
| Total assets | ¥112.6 billion | ¥173.0 billion | ¥168.4 billion | ¥163.2 billion | ¥249.8 billion |
| Net assets per share | 323,283.64 yen | 348,896.17 yen | 382,373.01 yen | 393,241.07 yen | 412,063.97 yen |
| Dividend per share | 3,165 yen | 10,779.25 yen | 8,832.5 yen | 3,537.5 yen | 8,347.75 yen |
| Interim dividend per share | Could not be retrieved | Could not be retrieved | Could not be retrieved | Could not be retrieved | 0.25 yen |
| Basic earnings (loss) per share | 15,836.26 yen | 28,606.6 yen | 44,171.3 yen | 17,696.63 yen | 20,874.01 yen |
| Equity-to-asset ratio | 11.4% | 8.0% | 9.0% | 9.6% | 6.5% |
| Return on equity | 4.9% | 8.5% | 12.0% | 4.5% | 5.1% |
| Payout ratio | 20.0% | 37.6% | 20.0% | 20.0% | 40.0% |
| Net cash provided by (used in) operating activities | ¥-78.8 billion | ¥-101.3 billion | ¥-41.9 billion | ¥-76.8 billion | ¥-178.8 billion |
| Net cash provided by (used in) investing activities | ¥74.5 billion | ¥43.4 billion | ¥51.6 billion | ¥82.3 billion | ¥103.4 billion |
| Net cash provided by (used in) financing activities | ¥3.0 billion | ¥57.6 billion | ¥-9.8 billion | ¥-6.1 billion | ¥81.5 billion |
| Cash and cash equivalents | ¥8.3 billion | ¥8.0 billion | ¥8.0 billion | ¥7.3 billion | ¥13.5 billion |
Dividend history
| Fiscal year | Annual dividend per share | Of which interim | Payout ratio (as reported, parent only) | Flag |
|---|---|---|---|---|
| FY ending 3/2026 | ¥8,347.75 | ¥0.25 | 40.0% | |
| FY ending 3/2025 | ¥3,537.5 | Could not be retrieved | 20.0% | |
| FY ending 3/2024 | ¥8,832.5 | Could not be retrieved | 20.0% | |
| FY ending 3/2023 | ¥10,779.25 | Could not be retrieved | 37.6% | |
| FY ending 3/2022 | ¥3,165 | Could not be retrieved | 20.0% | |
| FY ending 3/2021 | ¥6,955 | Could not be retrieved | 20.0% |
The Mortgage Corporation of JAPAN
Dividends per share over time
Unit yenSource Annual securities reports
Revenue scale in the same industry
Revenue of this company: not retrieved (no comparison)
Workforce information
Audit and disclosure information
| Item | Value |
|---|---|
| Audit firm | EY新日本有限責任監査法人 |
| Going concern note | Cannot be determined |
| Accounting standard | Japanese GAAP |
Related books, articles and videos
Sources and methodology
Retrieved disclosed figures
Major management indicators (5 years) (18 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Dividend per share | 8,347.75 yen | Parent only |
| Operating revenue | ¥11.4 billion | Parent only |
| Net cash provided by (used in) operating activities | ¥-178.8 billion | Parent only |
| Net income (loss) | ¥0.8 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥103.4 billion | Parent only |
| Cash and cash equivalents | ¥13.5 billion | Parent only |
| Total number of issued shares (common stock) | 40,000 shares | Parent only |
| Net assets | ¥16.5 billion | Parent only |
| Ordinary income (loss) | ¥1.2 billion | Parent only |
| Total assets | ¥249.8 billion | Parent only |
| Return on equity | 5.1% | Parent only |
| Equity-to-asset ratio | 6.5% | Parent only |
| Net cash provided by (used in) financing activities | ¥81.5 billion | Parent only |
| Capital stock | ¥1.0 billion | Parent only |
| Payout ratio | 40.0% | Parent only |
| Interim dividend per share | 0.25 yen | Parent only |
| Basic earnings (loss) per share | 20,874.01 yen | Parent only |
| Net assets per share | 412,063.97 yen | Parent only |
Employees (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of employees | 170 people | Parent only |
Other disclosed items (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Average number of temporary employees | 34.5 people | Parent only |
Shares (2 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of shares held | 40,000 shares | Consolidated |
| Shareholding ratio | 100.0% | Consolidated |
Balance sheet (62 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥52.38 million | Parent only |
| Other | ¥0.6 billion | Parent only |
| Other | ¥0.97 million | Parent only |
| Valuation difference on available-for-sale securities | ¥0.6 billion | Parent only |
| Commercial papers | ¥50.0 billion | Parent only |
| Software | ¥2.5 billion | Parent only |
| Software in progress | ¥3.7 billion | Parent only |
| General reserve | ¥1.8 billion | Parent only |
| Retained earnings | ¥13.9 billion | Parent only |
| Unearned revenue | ¥0.3 billion | Parent only |
| Advances received | ¥8.0 billion | Parent only |
| Prepaid expenses | ¥87.31 million | Parent only |
| Accounts receivable operating loans caspf | ¥165.2 billion | Parent only |
| Non-current liabilities | ¥19.8 billion | Parent only |
| Non-current assets | ¥24.5 billion | Parent only |
| Tools, furniture and fixtures | ¥0.2 billion | Parent only |
| Tools, furniture and fixtures | ¥30.45 million | Parent only |
| Guarantee deposits | ¥0.5 billion | Parent only |
| Buildings | ¥0.1 billion | Parent only |
| Buildings, net | ¥26.83 million | Parent only |
| Provision for directors' retirement benefits | ¥0.2 billion | Parent only |
| Investments and other assets | ¥18.3 billion | Parent only |
| Investment securities | ¥5.4 billion | Parent only |
| Property, plant and equipment | ¥57.28 million | Parent only |
| Accounts receivable - other | ¥3.9 billion | Parent only |
| Accrued income | ¥2.0 billion | Parent only |
| Income taxes payable | ¥0.2 billion | Parent only |
| Accrued expenses | ¥1.1 billion | Parent only |
| Accounts payable - other | ¥0.7 billion | Parent only |
| Shareholders' equity | ¥15.9 billion | Parent only |
| Current liabilities | ¥213.5 billion | Parent only |
| Current assets | ¥225.2 billion | Parent only |
| Accumulated depreciation | ¥-0.2 billion | Parent only |
| Accumulated depreciation | ¥-79.68 million | Parent only |
| Intangible assets | ¥6.2 billion | Parent only |
| Cash and cash equivalents | ¥13.5 billion | Parent only |
| Cash and deposits | ¥13.5 billion | Parent only |
| Short-term loans payable | ¥137.8 billion | Parent only |
| Short-term loans receivable with resale agreement | ¥96.40 million | Parent only |
| Claims provable in bankruptcy claims provable in rehabilitation and other | ¥1.4 billion | Parent only |
| Bonds payable | ¥2.0 billion | Parent only |
| Net assets | ¥16.5 billion | Parent only |
| Net assets | ¥16.5 billion | Parent only |
| Total assets | ¥249.8 billion | Parent only |
| Deferred tax liabilities | ¥0.1 billion | Parent only |
| Retained earnings brought forward | ¥12.1 billion | Parent only |
| Valuation and translation adjustments | ¥0.6 billion | Parent only |
| Liabilities | ¥233.3 billion | Parent only |
| Liabilities and net assets | ¥249.8 billion | Parent only |
| Supplies | ¥0.65 million | Parent only |
| Allowance for doubtful accounts | ¥-0.8 billion | Parent only |
| Allowance for doubtful accounts | ¥-0.4 billion | Parent only |
| Capital surplus | ¥1.0 billion | Parent only |
| Legal capital surplus | ¥1.0 billion | Parent only |
| Capital stock | ¥1.0 billion | Parent only |
| Provision for retirement benefits | ¥0.4 billion | Parent only |
| Long-term loans payable | ¥14.9 billion | Parent only |
| Long term unearned revenue | ¥2.3 billion | Parent only |
| Long-term prepaid expenses | ¥3.49 million | Parent only |
| Deposits received | ¥6.7 billion | Parent only |
| Current portion of bonds payable | ¥3.0 billion | Parent only |
| Current portion of long-term loans payable | ¥5.0 billion | Parent only |
Accounts unique to this company (9 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Revenue | ¥40.9 billion | Parent only |
| Revenue | ¥11.8 billion | Parent only |
| Revenue | ¥4.9 billion | Parent only |
| Revenue | ¥4.3 billion | Parent only |
| Revenue | ¥-48.55 million | Parent only |
| Revenue | ¥-1.0 billion | Parent only |
| Revenue | ¥-0.2 billion | Parent only |
| Revenue | ¥-96.40 million | Parent only |
| Revenue | ¥0.5 billion | Parent only |
Statement of income (30 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other revenue form operatione | ¥2.0 billion | Parent only |
| Other orerating expenses | ¥0.7 billion | Parent only |
| Other | ¥3.6 billion | Parent only |
| Dividends from surplus | ¥-0.1 billion | Parent only |
| Operating income | ¥1.3 billion | Parent only |
| Operating revenue | ¥11.4 billion | Parent only |
| Non-operating income | ¥1.64 million | Parent only |
| Non-operating expenses | ¥0.1 billion | Parent only |
| Net cash provided by (used in) operating activities | ¥-178.8 billion | Parent only |
| Interest on operating loans spf | ¥0.9 billion | Parent only |
| Operating expenses | ¥10.1 billion | Parent only |
| Net income (loss) | ¥0.8 billion | Parent only |
| Net income (loss) | ¥0.8 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥103.4 billion | Parent only |
| Commission fees | ¥0.1 billion | Parent only |
| Income taxes - current | ¥0.5 billion | Parent only |
| Income taxes | ¥0.4 billion | Parent only |
| Income taxes - deferred | ¥-0.1 billion | Parent only |
| Depreciation | ¥1.4 billion | Parent only |
| Net increase (decrease) in cash and cash equivalents | ¥6.2 billion | Parent only |
| Income (loss) before income taxes | ¥1.2 billion | Parent only |
| Income (loss) before income taxes | ¥1.2 billion | Parent only |
| Ordinary income | ¥1.2 billion | Parent only |
| Salaries and allowances | ¥1.5 billion | Parent only |
| Net cash provided by (used in) financing activities | ¥81.5 billion | Parent only |
| Selling, general and administrative expenses | ¥5.7 billion | Parent only |
| Retirement benefit expenses | ¥49.33 million | Parent only |
| Financial expenses | ¥3.7 billion | Parent only |
| Miscellaneous income | ¥1.64 million | Parent only |
| Other | ¥1.08 million | Parent only |
Statement of changes in equity (2 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Total changes during the period | ¥0.8 billion | Parent only |
| Net changes in items other than shareholders' equity | ¥59.45 million | Parent only |
Statement of cash flows (29 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥69.24 million | Parent only |
| Increase (decrease) in other current liabilities | ¥-18.53 million | Parent only |
| Decrease (increase) in other current assets | ¥-28.06 million | Parent only |
| Net increase (decrease) in commercial paper | ¥10.0 billion | Parent only |
| Interest expenses paid | ¥-1.0 billion | Parent only |
| Interest and dividends income received | ¥4.4 billion | Parent only |
| Increase (decrease) in deferred revenue | ¥-30.18 million | Parent only |
| Increase (decrease) in advances received | ¥1.1 billion | Parent only |
| Interest and dividend income | ¥-4.5 billion | Parent only |
| Decrease increase in operating loans ope cfspf | ¥-187.0 billion | Parent only |
| Subtotal | ¥-181.9 billion | Parent only |
| Increase decrease in provision for directors retirement benefits | ¥10.00 million | Parent only |
| Purchase of investment securities | ¥-2.7 billion | Parent only |
| Proceeds from sales and redemption of investment securities | ¥108.2 billion | Parent only |
| Interest expenses and interest on bonds | ¥1.1 billion | Parent only |
| Purchase of property plant and equipment | ¥-10.46 million | Parent only |
| (Increase) decrease in accounts receivables other | ¥-1.7 billion | Parent only |
| Increase/(decrease) in accounts payable - expenses | ¥0.5 billion | Parent only |
| Increase (decrease) in accounts payable-other | ¥31.36 million | Parent only |
| Income taxes paid | ¥-0.3 billion | Parent only |
| Depreciation | ¥1.4 billion | Parent only |
| Purchase of intangible assets | ¥-1.9 billion | Parent only |
| Decrease/increase in short-term loans payable | ¥62.3 billion | Parent only |
| Increase (decrease) in allowance for doubtful accounts | ¥0.6 billion | Parent only |
| Accrued pension cost | ¥25.23 million | Parent only |
| Dividends | ¥-0.1 billion | Parent only |
| Proceeds from long term loans payable | ¥10.9 billion | Parent only |
| Repayment of long term loans payable | ¥-1.5 billion | Parent only |
| Increase (decrease) in deposits | ¥2.3 billion | Parent only |
Basic indicators
| Item | Value | Consolidated / Non-consolidated | Source |
|---|---|---|---|
| Net cash provided by (used in) operating activities | ¥-178.8 billion | Parent only | Disclosed |
| Dividend per share | 8,348 | Parent only | Disclosed |
| Number of employees | 170 | Parent only | Disclosed |
| Net assets | ¥16.5 billion | Parent only | Disclosed |
| Operating income | ¥1.3 billion | Parent only | Disclosed |
| Ordinary income | ¥1.2 billion | Parent only | Disclosed |
| Total assets | ¥249.8 billion | Parent only | Disclosed |
| Operating margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Net margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Sales per employee | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Total asset turnover | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Net assets to total assets | 6.6% | Parent only | Calculated |