HONDA FINANCE
HONDA FINANCE CO., LTD.
Company highlights
The largest segment by revenue is Customer financial service, at 89.2% of the total.
Key figures
Period Apr 2025 to Mar 2026Parent onlyJapanese GAAP
Company profile
Tables scroll sideways
Disclosed data
Business activities and revenue composition
HONDA FINANCE
Revenue and profit by business segment
Period Apr 2025 to Mar 2026Source Annual securities reportsParent only・Disclosed
| Business | Net sales to external customers | Operating income | |||||
|---|---|---|---|---|---|---|---|
| This year | Share | Last year | This year | Share | Margin | Last year | |
| Customer financial service | ¥135.2 billion | 89.2% | ¥107.7 billion | ¥18.5 billion | 95.0% | 13.7% | ¥18.1 billion |
| Dealer financial service | ¥16.4 billion | 10.8% | ¥15.6 billion | ¥1.0 billion | 5.0% | 5.9% | ¥0.9 billion |
| Total of the businesses | ¥151.7 billion | 100.0% | ¥19.5 billion | 100.0% | |||
Revenue and profit
Amounts by account
| Group | Account | Amount | Consolidated / Non-consolidated |
|---|---|---|---|
| Selling, general and administrative expenses | Salaries | ¥2.5 billion | Parent only |
| Provision of allowance for doubtful accounts | ¥1.1 billion | Parent only | |
| Provision for bonuses | ¥0.6 billion | Parent only | |
| Retirement benefit expenses | ¥0.2 billion | Parent only | |
| Promotion expenses | ¥0.2 billion | Parent only | |
| Depreciation | ¥98.00 million | Parent only | |
| Provision for directors' retirement benefits | ¥10.00 million | Parent only | |
| Profit by stage | Ordinary income | ¥19.5 billion | Parent only |
| Operating income | ¥19.5 billion | Parent only |
HONDA FINANCE
Selling, general and administrative expenses
Period Apr 2025 to Mar 2026Source Annual securities reports
- Salaries ¥2.5 billion
- Provision of allowance for doubtful accounts ¥1.1 billion
- Provision for bonuses ¥0.6 billion
- Retirement benefit expenses ¥0.2 billion
- Promotion expenses ¥0.2 billion
- Depreciation ¥0.1 billion
Performance, financial position and capital allocation
Long-term changes in performance
HONDA FINANCE
Long-term revenue, profit and asset trends
Period 2013 to 2026Source Annual securities reportsDisclosed
HONDA FINANCE
Recent performance trends
Source Annual securities reports
Year-on-year comparison
| Item | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Operating revenue | ¥55.6B | ¥67.5B | ¥92.0B | ¥123.3B | ¥151.7B |
| Year on year (%) | +1.6% | +21.4%◆ | +36.3%◆ | +33.9%◆ | +23.0%◆ |
| Ordinary income (loss) | ¥14.9B | ¥15.2B | ¥10.2B | ¥19.0B | ¥19.5B |
| Change from prior year | -7.0% | +2.1% | -32.8% | +85.5% | +2.7% |
| Ordinary income (loss) as a share of Operating revenue | 26.8% | 22.5% | 11.1% | 15.4% | 12.8% |
| Change (percentage points) | -2.5 points◆ | -4.3 points◆ | -11.4 points◆ | +4.3 points◆ | -2.5 points◆ |
Fiscal periods marked for changes
Earlier fiscal periods (5)
- 2014Ordinary income (loss) as a share of revenue +3.4 points
- 2016Ordinary income (loss) as a share of revenue +2.9 points
- 2019Ordinary income (loss) as a share of revenue +3.6 points
- 2022Ordinary income (loss) as a share of revenue -2.5 points
- 2023Operating revenue year on year +21.4%, Ordinary income (loss) as a share of revenue -4.3 points
- 2024Operating revenue year on year +36.3%, Ordinary income (loss) as a share of revenue -11.4 points
- 2025Operating revenue year on year +33.9%, Ordinary income (loss) as a share of revenue +4.3 points
- 2026Operating revenue year on year +23.0%, Ordinary income (loss) as a share of revenue -2.5 points
HONDA FINANCE
Earnings and net assets per share over time
Unit yenSource Annual securities reports
HONDA FINANCE
Return on equity over time
Unit %Source Annual securities reports
Parent only indicators (15 items)
| Item | 4 years ago | 3 years ago | 2 years ago | Last year | This year |
|---|---|---|---|---|---|
| Operating revenue | ¥55.6 billion | ¥67.5 billion | ¥92.0 billion | ¥123.3 billion | ¥151.7 billion |
| Ordinary income (loss) | ¥14.9 billion | ¥15.2 billion | ¥10.2 billion | ¥19.0 billion | ¥19.5 billion |
| Net income (loss) | ¥10.3 billion | ¥10.5 billion | ¥7.1 billion | ¥13.2 billion | ¥13.7 billion |
| Capital stock | ¥11.1 billion | ¥11.1 billion | ¥11.1 billion | ¥11.1 billion | ¥11.1 billion |
| Total number of issued shares (common stock) | 111,800 shares | 111,800 shares | 111,800 shares | 111,800 shares | 111,800 shares |
| Net assets | ¥171.4 billion | ¥181.9 billion | ¥189.0 billion | ¥202.3 billion | ¥215.9 billion |
| Total assets | ¥1,230.8 billion | ¥1,238.5 billion | ¥1,297.2 billion | ¥1,418.5 billion | ¥1,524.8 billion |
| Net assets per share | 1,533,301.48 yen | 1,627,296.8 yen | 1,690,703.02 yen | 1,809,191.26 yen | 1,931,517.28 yen |
| Basic earnings (loss) per share | 92,462.51 yen | 93,995.32 yen | 63,406.21 yen | 118,488.24 yen | 122,326.01 yen |
| Equity-to-asset ratio | 13.9% | 14.6% | 14.5% | 14.2% | 14.1% |
| Return on equity | 6.2% | 5.9% | 3.8% | 6.8% | 6.5% |
| Net cash provided by (used in) operating activities | ¥5.3 billion | ¥34.7 billion | ¥-12.2 billion | ¥-85.4 billion | ¥-71.8 billion |
| Net cash provided by (used in) investing activities | ¥-2.5 billion | ¥-2.5 billion | ¥-2.1 billion | ¥-1.8 billion | ¥-2.0 billion |
| Net cash provided by (used in) financing activities | ¥-2.9 billion | ¥-31.7 billion | ¥14.4 billion | ¥87.2 billion | ¥72.2 billion |
| Cash and cash equivalents | ¥3.9 billion | ¥4.5 billion | ¥4.5 billion | ¥4.5 billion | ¥3.0 billion |
Shareholder composition
Major shareholders
| Rank | Shareholder | Shareholding ratio | Shares held |
|---|---|---|---|
| 1 | 本田技研工業株式会社 | 100.0% | 111,800 |
Revenue scale in the same industry
HONDA FINANCE
Source Annual securities reports of each company
Other Financing Business: 52 companies · revenue · largest first・each company’s latest fiscal year・consolidated (parent-only where no consolidated figures)・Disclosed
- 1 Mitsubishi HC CapitalFY Mar 2026 ¥2.2T
- 2 Tokyo CenturyFY Mar 2026 ¥1.5T
- 3 Mizuho LeasingFY Mar 2026 ¥921.6B
- … 13 companies
- 17 JACCSFY Mar 2026 ¥192.3B
- 18 いすゞリーシングサービスFY Mar 2026 ¥167.8B
- 19 HONDA FINANCEThis companyFY Mar 2026 ¥151.7B
- 20 J TrustFY Dec 2025 ¥124.3B
- 21 Japan Securities FinanceFY Mar 2026 ¥114.2B
- … 31 companies
Workforce information
Administrative filings and published information
Workplace information filings
| Item | Value |
|---|---|
| Employees | 459 |
| Average monthly overtime (statutory overtime plus work on statutory days off) |
14.7 hours |
| Annual paid leave taken |
95.2% |
| Childcare leave taken, men |
100% |
| Childcare leave taken, women |
100% |
| Share of managers who are women | 7.8% |
| Share of board members who are women | 0% |
Audit and disclosure information
| Item | Value |
|---|---|
| Audit firm | 有限責任あずさ監査法人 |
| Going concern note | Cannot be determined |
| Accounting standard | Japanese GAAP |
Related books, articles and videos
Sources and methodology
Retrieved disclosed figures
Major management indicators (5 years) (15 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Operating revenue | ¥151.7 billion | Parent only |
| Net cash provided by (used in) operating activities | ¥-71.8 billion | Parent only |
| Net income (loss) | ¥13.7 billion | Parent only |
| Net cash provided by (used in) investing activities | ¥-2.0 billion | Parent only |
| Cash and cash equivalents | ¥3.0 billion | Parent only |
| Total number of issued shares (common stock) | 111,800 shares | Parent only |
| Net assets | ¥215.9 billion | Parent only |
| Ordinary income (loss) | ¥19.5 billion | Parent only |
| Total assets | ¥1,524.8 billion | Parent only |
| Return on equity | 6.5% | Parent only |
| Equity-to-asset ratio | 14.1% | Parent only |
| Net cash provided by (used in) financing activities | ¥72.2 billion | Parent only |
| Capital stock | ¥11.1 billion | Parent only |
| Basic earnings (loss) per share | 122,326.01 yen | Parent only |
| Net assets per share | 1,931,517.28 yen | Parent only |
Employees (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of employees | 460 people | Parent only |
Other disclosed items (3 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Net sales to external customers | ¥151.7 billion | Parent only |
| Average number of temporary employees | 86 people | Parent only |
| Depreciation | ¥38.3 billion | Parent only |
Shares (2 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Number of shares held | 111,800 shares | Consolidated |
| Shareholding ratio | 100.0% | Consolidated |
Balance sheet (72 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥2.1 billion | Parent only |
| Other | ¥66.00 million | Parent only |
| Other | ¥66.00 million | Parent only |
| Commercial papers | ¥158.4 billion | Parent only |
| Software | ¥3.5 billion | Parent only |
| Software in progress | ¥1.9 billion | Parent only |
| Lease receivables | ¥58.9 billion | Parent only |
| Investments in leases | ¥16.6 billion | Parent only |
| Leasehold right | ¥56.00 million | Parent only |
| Long term payables under fluidity lease receivables ncllea | ¥57.4 billion | Parent only |
| Retained earnings | ¥197.4 billion | Parent only |
| Legal retained earnings | ¥0.3 billion | Parent only |
| Advances received | ¥68.0 billion | Parent only |
| Prepaid pension cost | ¥0.6 billion | Parent only |
| Prepaid expenses | ¥9.0 billion | Parent only |
| Accounts receivable operating loans caspf | ¥1,177.5 billion | Parent only |
| Non-current liabilities | ¥810.9 billion | Parent only |
| Non-current assets | ¥236.0 billion | Parent only |
| Accounts receivable - trade | ¥6.4 billion | Parent only |
| Tools, furniture and fixtures | ¥0.1 billion | Parent only |
| Buildings, net | ¥0.2 billion | Parent only |
| Provision for directors' retirement benefits | ¥38.00 million | Parent only |
| Investments and other assets | ¥27.6 billion | Parent only |
| Investment securities | ¥7.00 million | Parent only |
| Property, plant and equipment | ¥202.9 billion | Parent only |
| Accounts receivable - other | ¥5.9 billion | Parent only |
| Income taxes refund receivable | ¥1.2 billion | Parent only |
| Income taxes payable | ¥1.6 billion | Parent only |
| Accrued expenses | ¥3.8 billion | Parent only |
| Accounts payable - other | ¥10.9 billion | Parent only |
| Shareholders' equity | ¥215.9 billion | Parent only |
| Inventories | ¥23.00 million | Parent only |
| Current liabilities | ¥497.9 billion | Parent only |
| Current assets | ¥1,288.2 billion | Parent only |
| Accumulated depreciation | ¥-86.8 billion | Parent only |
| Intangible assets | ¥5.5 billion | Parent only |
| Cash and cash equivalents | ¥3.0 billion | Parent only |
| Cash and deposits | ¥3.0 billion | Parent only |
| Claims provable in bankruptcy claims provable in rehabilitation and other | ¥1.0 billion | Parent only |
| Bonds payable | ¥430.7 billion | Parent only |
| Bond issuance cost | ¥0.6 billion | Parent only |
| Net assets | ¥215.9 billion | Parent only |
| Net assets | ¥215.9 billion | Parent only |
| Total assets | ¥1,524.8 billion | Parent only |
| Total assets | ¥1,524.8 billion | Parent only |
| Deferred tax assets | ¥10.7 billion | Parent only |
| Deferred assets | ¥0.6 billion | Parent only |
| Retained earnings brought forward | ¥197.0 billion | Parent only |
| Liabilities | ¥1,308.8 billion | Parent only |
| Liabilities and net assets | ¥1,524.8 billion | Parent only |
| Supplies | ¥23.00 million | Parent only |
| Accounts payable - trade | ¥2.3 billion | Parent only |
| Assets for rent net | ¥202.5 billion | Parent only |
| Allowance for doubtful accounts | ¥-0.8 billion | Parent only |
| Allowance for doubtful accounts | ¥-1.1 billion | Parent only |
| Capital surplus | ¥7.5 billion | Parent only |
| Legal capital surplus | ¥7.5 billion | Parent only |
| Capital stock | ¥11.1 billion | Parent only |
| Asset retirement obligations | ¥0.2 billion | Parent only |
| Provision for bonuses | ¥0.6 billion | Parent only |
| Vehicles, net | ¥0.1 billion | Parent only |
| Provision for retirement benefits | ¥0.5 billion | Parent only |
| Long-term loans payable | ¥300.0 billion | Parent only |
| Long-term prepaid expenses | ¥13.5 billion | Parent only |
| Long term deposits | ¥0.5 billion | Parent only |
| Long term lease deposited | ¥85.00 million | Parent only |
| Telephone subscription right | ¥15.00 million | Parent only |
| Deposit from customer | ¥8.0 billion | Parent only |
| Deposits received | ¥0.5 billion | Parent only |
| Current portion of bonds payable | ¥145.0 billion | Parent only |
| Current portion of long term payables under fluidity lease receivables cllea | ¥39.7 billion | Parent only |
| Current portion of long-term loans payable | ¥50.0 billion | Parent only |
Accounts unique to this company (19 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Revenue | ¥2.6 billion | Parent only |
| Revenue | ¥17.0 billion | Parent only |
| Revenue | ¥21.4 billion | Parent only |
| Revenue | ¥0.6 billion | Parent only |
| Revenue | ¥27.00 million | Parent only |
| Revenue | ¥84.9 billion | Parent only |
| Revenue | ¥15.9 billion | Parent only |
| Revenue | ¥-0.9 billion | Parent only |
| Revenue | ¥-58.5 billion | Parent only |
| Revenue | ¥16.7 billion | Parent only |
| Revenue | ¥-0.5 billion | Parent only |
| Revenue | ¥-72.00 million | Parent only |
| Revenue | ¥0.1 billion | Parent only |
| Revenue | ¥15.5 billion | Parent only |
| Revenue | ¥24.00 million | Parent only |
| Revenue | ¥4.0 billion | Parent only |
| Revenue | ¥1.8 billion | Parent only |
| Revenue | ¥7.1 billion | Parent only |
| Revenue | ¥5.9 billion | Parent only |
Statement of income (44 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Other | ¥3.00 million | Parent only |
| Other | ¥2.00 million | Parent only |
| Other | ¥2.1 billion | Parent only |
| Other income | ¥18.3 billion | Parent only |
| Lease revenue rev oa | ¥93.4 billion | Parent only |
| Per item revenue rev oa | ¥39.9 billion | Parent only |
| Dividend income | ¥3.00 million | Parent only |
| Operating income | ¥19.5 billion | Parent only |
| Operating income | ¥19.5 billion | Parent only |
| Operating revenue | ¥151.7 billion | Parent only |
| Operating revenue | ¥151.7 billion | Parent only |
| Non-operating income | ¥6.00 million | Parent only |
| Non-operating expenses | ¥2.00 million | Parent only |
| Net cash provided by (used in) operating activities | ¥-71.8 billion | Parent only |
| Operating expenses | ¥132.2 billion | Parent only |
| Loss on sale of non-current assets | ¥3.00 million | Parent only |
| Gain on sales of non-current assets | ¥0 | Parent only |
| Loss on disposal of property, plant and equipment | ¥1.00 million | Parent only |
| Net income (loss) | ¥13.7 billion | Parent only |
| Net income (loss) | ¥13.7 billion | Parent only |
| Provision for directors' retirement benefits | ¥10.00 million | Parent only |
| Net cash provided by (used in) investing activities | ¥-2.0 billion | Parent only |
| Interest expenses | ¥2.7 billion | Parent only |
| Income taxes - current | ¥10.7 billion | Parent only |
| Income taxes | ¥5.8 billion | Parent only |
| Income taxes - deferred | ¥-4.9 billion | Parent only |
| Depreciation | ¥98.00 million | Parent only |
| Extraordinary income | ¥0 | Parent only |
| Extraordinary loss | ¥4.00 million | Parent only |
| Net increase (decrease) in cash and cash equivalents | ¥-1.5 billion | Parent only |
| Interest on bonds | ¥3.2 billion | Parent only |
| Income (loss) before income taxes | ¥19.5 billion | Parent only |
| Income (loss) before income taxes | ¥19.5 billion | Parent only |
| Ordinary income | ¥19.5 billion | Parent only |
| Salaries | ¥2.5 billion | Parent only |
| Financing revenue | ¥8.00 million | Parent only |
| Net cash provided by (used in) financing activities | ¥72.2 billion | Parent only |
| Promotion expenses | ¥0.2 billion | Parent only |
| Selling, general and administrative expenses | ¥23.3 billion | Parent only |
| Provision of allowance for doubtful accounts | ¥1.1 billion | Parent only |
| Provision for bonuses | ¥0.6 billion | Parent only |
| Retirement benefit expenses | ¥0.2 billion | Parent only |
| Financial revenue | ¥27.00 million | Parent only |
| Financial expenses | ¥8.0 billion | Parent only |
Statement of changes in equity (1 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Total changes during the period | ¥13.7 billion | Parent only |
Statement of cash flows (36 items)
| Item | Value | Consolidated / Non-consolidated |
|---|---|---|
| Increase (decrease) in other liabilities | ¥2.9 billion | Parent only |
| Decrease (increase) in other assets | ¥-0.4 billion | Parent only |
| Net increase (decrease) in commercial paper | ¥-10.1 billion | Parent only |
| Amortization of software | ¥1.8 billion | Parent only |
| Decrease (increase) in lease receivables | ¥-4.5 billion | Parent only |
| Decrease increase in lease investment assets | ¥-76.00 million | Parent only |
| Proceeds from fluidity of lease receivables | ¥55.0 billion | Parent only |
| Payment for liquidation of debts | ¥-52.8 billion | Parent only |
| Interest expenses paid | ¥-5.2 billion | Parent only |
| Interest and dividends income received | ¥31.00 million | Parent only |
| Increase (decrease) in advances received | ¥-0.7 billion | Parent only |
| Decrease increase in prepaid pension costs | ¥-84.00 million | Parent only |
| Decrease (increase) in prepaid expenses | ¥-0.2 billion | Parent only |
| Interest and dividend income | ¥-31.00 million | Parent only |
| Decrease increase in operating loans ope cfspf | ¥-91.9 billion | Parent only |
| Loss (gain) on sales of fixed assets | ¥3.00 million | Parent only |
| Loss on disposal of property, plant and equipment | ¥1.00 million | Parent only |
| Subtotal | ¥-57.0 billion | Parent only |
| Increase decrease in provision for directors retirement benefits | ¥10.00 million | Parent only |
| Interest expenses | ¥5.9 billion | Parent only |
| Purchase of property plant and equipment | ¥-35.00 million | Parent only |
| Proceeds from sales of property plant and equipment | ¥12.00 million | Parent only |
| (Increase) decrease in accounts receivables other | ¥-0.4 billion | Parent only |
| Decrease (increase) in inventories | ¥13.00 million | Parent only |
| Income taxes paid | ¥-9.6 billion | Parent only |
| Depreciation | ¥36.4 billion | Parent only |
| Purchase of intangible assets | ¥-2.0 billion | Parent only |
| Redemption of bonds | ¥-135.0 billion | Parent only |
| Proceeds from issuance of bonds | ¥125.5 billion | Parent only |
| Bond issuance cost | ¥0.3 billion | Parent only |
| Increase (decrease) in allowance for doubtful accounts | ¥0.3 billion | Parent only |
| Increase (decrease) in provision for bonuses | ¥15.00 million | Parent only |
| Accrued pension cost | ¥59.00 million | Parent only |
| Proceeds from long term loans payable | ¥139.6 billion | Parent only |
| Repayment of long term loans payable | ¥-50.0 billion | Parent only |
| Decrease (increase) in long-term prepaid expenses | ¥1.6 billion | Parent only |
Basic indicators
| Item | Value | Consolidated / Non-consolidated | Source |
|---|---|---|---|
| Net cash provided by (used in) operating activities | ¥-71.8 billion | Parent only | Disclosed |
| Number of employees | 460 | Parent only | Disclosed |
| Net assets | ¥215.9 billion | Parent only | Disclosed |
| Operating income | ¥19.5 billion | Parent only | Disclosed |
| Operating revenue | ¥151.7 billion | Parent only | Disclosed |
| Ordinary income | ¥19.5 billion | Parent only | Disclosed |
| Total assets | ¥1,524.8 billion | Parent only | Disclosed |
| Operating margin | 12.8% | Parent only | Calculated |
| Net margin | Not disclosed | Not applicable | Not calculated (a required value is not disclosed) |
| Sales per employee | 329676087 yen | Parent only | Calculated |
| Total asset turnover | 0.1 times | Parent only | Calculated |
| Net assets to total assets | 14.2% | Parent only | Calculated |